Terms of Service

1. Acceptance of these terms

These Terms of Service ("Terms") govern your access to and use of the initvalue website at initvalue.io (the "Site"). By using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

2. Use of the site

You may use the Site for lawful purposes only. You agree not to misuse the Site, interfere with its normal operation, attempt to gain unauthorized access to any part of it, or use it to transmit malicious code or unlawful content.

We may modify, suspend, or discontinue any part of the Site at any time without notice.

3. Intellectual property

All content on the Site — including text, graphics, logos, and the initvalue name and marks — is owned by initvalue or its licensors and is protected by intellectual-property laws. You may not copy, reproduce, or create derivative works from it without our prior written consent, except for personal, non-commercial reference.

4. Services and engagements

The Site describes our capabilities and services for informational purposes. Nothing on the Site constitutes a binding offer, proposal, or professional advice. Any engagement between you and us is governed exclusively by a separate written agreement, which prevails over these Terms in the event of any conflict.

5. Third-party links

The Site may link to third-party websites or services that we do not control. We are not responsible for their content, policies, or practices, and links do not imply endorsement.

6. Disclaimers

The Site is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including fitness for a particular purpose and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components.

7. Limitation of liability

To the maximum extent permitted by law, initvalue will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising from your use of, or inability to use, the Site.

8. Changes to these terms

We may update these Terms from time to time. Changes take effect when posted on this page, and the "last updated" date above reflects the latest revision. Your continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

9. Governing law

These Terms are governed by the laws of the applicable jurisdiction in which we operate, without regard to conflict-of-laws principles. Any disputes will be subject to the exclusive jurisdiction of the competent courts of that jurisdiction.

10. Contact

Questions about these Terms can be sent to contact@initvalue.io.